POSITION : DURATION : DUTIES · Examine sales and customer trend to maximize profits · Ensure that Customer satisfaction is achieved · Introducing new products based customer needs · Advertisement of the company’s products · Debtors and creditors reconciliations and payments · Monthly processing of all accounting entries and submission to all relevant authorities · Handling customers complaints and resolve issues promptly · Maintaining good customer relations and services EMPLOYER :

POSITION : DURATION : DUTIES · Supervising and managing day to day affairs of 8 Branches and Head Office. · Continuity of succession plan by recruiting, training, developing and appraising staff members. · Overseeing daily operations to ensure smooth running of the SACCO. · Developing and implementing strategies to achieve business goals and objectives. · Develop and maintain business relationships with customers, members, partners and other stakeholders. · Ensuring business compliance with laws and regulations. · Collaborate with the Board of Directors on all matters that require their attention. EMPLOYER

POSITION DURATION DUTIES · Establishing and continuously updating the SACCO’s policies to ensure that activities are within set standards and good practice. · Prepare the SACCO’s Strategic Plans and implement it. · Prepare annual budget and action plans for the SACCO and implement. · Conduct period review of the Strategic Plan; annual budget; action plans to ensure that they conform to set indicators. · In charge of the community groups and cooperatives on saving and lending. · Overall in-charge of the Financial Management of the SACCO and ensure that they are period Audit (internal and external) of the financial activities of the SACCO. · Overall in-charge of the IT functions of the SACCO and ensure that they are fully secured and are creating value for the SACCO. · Prepare Board Papers and Report to the Board on all matters requiring Board approval and Board attention. · Approving of lending facilities within mandates stipulated in the Credit Policy. · Responsible for the setting of unit and employee performance targets periodically. · Overall in-charge of the SACCO’s Deposit Mobilization and lending functions and ensure that lending activities conform to policies and regulations. · Establishing new self-sustainable products to gain competitive advantage in the market and ensure quality customer services. · Collection of relevant statistics and read trends and analyses the figures in order to determine performance of the SACCO. · Spearheading the establishment of customer services outlets to augment the business of the SACCO. · Supervising three Branches and top management. · Rendering guidance; Supervising and appraising all Branch / line Managers and Officers under his supervision for all units to enhance performance and identify training needs. · Responsible for the management of all risks associated with the business of the SACCO including operational; credit; interest; compliance and financial risks. · Responsible for the management of all human resource functions including: approving leave; approving staff loans; approving travel. · Responsible for approving exceptional expenditures. EMPLOYER :

POSITION : DURATION : DUTIES · Manage day to day activities based on procedures, limits and plans. · Implementing the strategic plan as developed and approved by the Board of Directors approved by the board from time to time. · Prepare work plans, budget and any other such reports as to when and desired by the Board of Directors. · Reviewing and updating strategic and operational policies. · Recruiting employees subject to the approval of the Board. · Authorizing financial transactions for operations. · Participating in the budget preparation. · Presenting Budget to the Board of Directors. · Reviewing financial reports prepared by the Accountant, IT developments and reports prepared by the IT Manager and providing feedback. · Present relevant recommendations to the Board of Directors for their approval. · Supervise the subordinate staff to ensure delivery of quality standards of work and output as set in their respective terms of reference, job specifications and description. · Conduct annual and periodical staff performance appraisal; recommend remuneration, promotion, demotion, termination and dismissal of all subordinates staff. · Recommend staffing positions in collaboration with the Board of Directors. · Prepare and arrange Board and committee meetings and any other scheduled meetings. · Ensure that the Board and all committees are operating within the limits as set in the cooperative act of the laws of Malawi, by laws and assist the Board and committee in the interpretation and implementation of any such laws and regulations. · Provide guidance in financial analysis, credit management, loan processing, asset /liability management and member /customer relations. EMPLOYER :

POSITION : DURATION : DUTIES · Preparation of monthly tax returns · Assisting in day to day cash flow management · Follow up on payroll deduction with relevant authorities · Supervising transactions done by cashiers and accounts staff · Preparation of Pearls or camel reports and interpretation of the same to the manager and the board · Checking staff salaries by 25th of every month as prepared by accounts assistant · Preparing financial Statement reports · Monitoring and coordinating the implementation of audit recommendations. · Undertake day to day financial activities of the company based on procedures, policies limits and plans as set by the Manager and approved by the board of Directors. · Prepare work plans, budget in collaboration with the manager and Board of Directors. · Checking bank reconciliation done by the accounts assistant. · Check daily postings and transactions by the cashier and verify teller’s cash on hand. · Ensure safe custody of cheques, cash, passbooks and all controllable stationery. · Assume responsibilities and deputize the manager whenever not available. · Monthly reconciliation of fixed asset register with the general ledgers. · Ensure payroll changes are done and timely submitted to respective institutions by 10th of every month. · Attend to Board and management meetings. · Perform any such duties as may be assigned by the Manager from time to time. EMPLOYER :

POSITION : DURATION : DUTIES · Receiving Cash and Banking. · Maintaining Cashbook. · Preparing Payment Vouchers. · Writing Cheques. · Preparing salaries. · Preparing Bank, Creditors and Debtors Reconciliation. · Filing all Accounts Documents. · Preparing monthly Withholding Tax, Fringe Benefit tax, Surtax and PAYE. · Preparing Petty cash books, journals and General Ledger Accounts. · Posting daily transactions. COMPUTER KNOWLEDGE · Sage Line50, PASTEL, Microsoft office ,M2 Micro Finance Software, Bankers realm software,

Bachelor degree in Business and Finance