Founded in 1997, Home Credit Group is an international consumer finance provider with operations in 10 countries. We focus on responsible lending primarily to people with little or no credit history. Our services are simple, easy and fast.We offer sales finance through consumer finance to branch-enabled lending. Customers typically start with our point-of-sales (POS) financing in stores. Reliable customers can then adopt broader consumer credit products and ultimately we progress to providing fully fledged branch-based consumer lending.We aim to:Provide innovative retail financial services with a focus on mass-retail lendingHelp clients realise their dreams and ambitions in a financially responsible wayOffer long-term, stable and interesting employment to our employeesEncourage economic development through supporting domestic consumption, thereby improving living standardsIn countries where we hold a banking licence, we offer selected retail banking services such as deposit accounts and current accounts. We focus on facilitating cross-selling opportunities across our product base and enhancing our customer relations’ offering to increase retention rates.